Guiding you from first questions to ownership
From your first questions until the property is yours, we stay with you through the process.
Our Approach
We start by listening to your needs, instead of asking you to search through a sea of listings.
When we understand your needs clearly, we can present stronger options and help you choose the right property with more confidence.
Our goal is to focus on what matters to you — from the first conversation to the moment the property is yours, while also helping you resolve any issues that come up along the way.
What We Help With
Buying, renting, new developments, resale opportunities, investment searches, and trusted developer or broker options.
Let’s start with a conversation
You don’t need to figure it out on your own.
Use the button below to start the conversation, and we’ll take that first step together toward finding your Panama property.
No pressure. No formal process.
Just a first conversation to bring the search into focus.
Keep Exploring
Not ready to reach out yet? That’s perfectly fine.
You can keep scrolling to view featured development projects, explore Panama Places, and read market notes from our blog.
When the timing feels right, you can start a conversation by clicking on the WhatsApp icon on the lower right-hand side of your screen.
Modern residential projects, branded residences, and elevated living options.
When you’re ready, we can help you understand the next steps and begin narrowing the search.
You can also continue scrolling below to explore Panama Places and our latest market notes.
If you prefer, please leave us your contact info and a message
Panama has many different places to live. Use this as a starting point before exploring specific locations.
Santa María + Costa del Este
High-rise condos, luxury homes, golf.
Close to shopping and corporate centers.
Ocean Reef
Island homes and apartments. Private marina. Close to Punta Pacífica.
Avenida Balboa
Bayfront apartments. Walking along the Cinta Costera. Close to Casco Viejo.
San Francisco
Many apartment buildings. Close to Panama’s Central Park. Lots of restaurants.
El Cangrejo
The heart of the city. Trees, parks, restaurants, nightlife. Close to the Metro.
Betania
Panama City’s traditional residential district. Affordable housing. Close to everything.
Condado del Rey
The new Betania. Newer apartments and houses. Vibrant Chinese community. Lots of shopping and restaurants.
Close to universities.
Canal Zone / Garden Areas
Surrounded by nature. Close to the Canal. Old-time residences as well as new residential projects. Close to Albrook Mall.
Casco Viejo
Historic character, boutique residences, walkability, and nightlife.
Answers to the Most Common Questions Regarding Real Estate
This FAQ is intended to give you a sense of the information and guidance available throughout the Zen platform.
Can foreigners buy property in Panama, or do I need residency to buy?
Yes. Foreigners have the same property ownership rights as Panamanian citizens in most areas of the country. You do not need residency or citizenship to purchase real estate in Panama.
Do I need a lawyer to buy property in Panama?
While not legally required, hiring an experienced real estate attorney is strongly recommended. Your attorney can verify title, review contracts, conduct due diligence, coordinate closing, and ensure the transaction is properly registered.
What are the closing costs when buying property in Panama?
Closing costs vary depending on the property and transaction structure. Buyers should generally budget for legal fees, registration expenses, and other transaction-related costs. Your attorney can provide a detailed estimate based on the specific purchase.
Can buying property qualify me for Panama’s Qualified Investor Visa?
In some cases, yes. Panama’s Qualified Investor Program includes a real estate investment pathway that may lead to permanent residency when all program requirements are met.
How does the Friendly Nations Visa work, and does property ownership help support an application?
The Friendly Nations Visa is a separate residency program with its own eligibility requirements. Property ownership may support an applicant’s overall ties to Panama, but eligibility depends on current immigration regulations and individual circumstances.
What visa options are available for professionals working under Panama’s SEM (Multinational Headquarters) program?
Professionals employed by qualifying multinational companies may be eligible for residency and work authorization through Panama’s SEM program. Eligibility depends on the employer and the applicant’s role.
Can foreigners get financing in Panama?
Yes. Some Panamanian banks offer mortgages to foreign buyers, although approval requirements are typically stricter than for local residents. Down payment requirements, income verification, and documentation standards vary by lender.
Do I need a Panama bank account?
Not always, but having a local bank account can simplify payments, property expenses, rental income collection, and other transactions related to ownership.
Do developers offer payment plans?
Many pre-construction developers offer payment plans during the construction period. Terms vary by project and developer, so it’s important to review the payment schedule carefully before committing.
If you have questions or need guidance, contact the Zen team directly via WhatsApp and get real-time answers tailored to your situation.
Notes from the Panama real estate market to help you see the bigger picture.
